The Obama Administration’s Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. 9 out of 10 of eligible Homeowners fail to take advantage of this government program. If you are current on your mortgage, with or without equity, then you are eligible for this program. How can HARP help me? As the government continues to purchase mortgage backed securities, rates continue to fall and are near record lows. HARP allows you take advantage of current market rates even if you are “underwater”. These programs are Financial “Life-Changers”. They are also available for a limited time as determined by congress. Act now to take advantage of this stimulus program, and lower your monthly payment and/or term using the Fannie Mae/Freddie Mac Streamline process.
Visit www.harpprogram.org for more details. If you need assistance completing the paperwork contact me directly at 803-553-3740.